This travel insurance coverage is borne by the insurer based on the premium determined from the destination guaranteed by the insured. Travel Insurance guarantees all losses during trips starting from disruption at departure, canceled due to illness, delay in transit, baggage damage, loss of documents and personal belongings, misconnections flight, legal liability abroad, health problems (non pre-existing ), Medical expenses abroad and in Indonesia, other accommodation costs, accidents, until death.
Guaranteed travel insurance is distinguished by region or territory that you want to visit as for the whole territory of Indonesia means the guarantee you choose is Domestic, for the Asian Continent area the underwriting you choose is Continental Asia, for underwriting of Schengen Visa means the underwriting you choose is Continental Europe Or Worldwide, as well as for other continents such as Africa and others. (For some countries, have special requirements related to travel insurance coverage)
Cancellation of travel insurance policies that have been successfully issued may not be canceled refund, unless accompanied by a letter of rejection from the Embassy at the time of filing a visa. And the cancel refund process will be subject to prevailing penalties such as cancelation fees, adm fees, taxes fees, and others.