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Health Insurance

Health Insurance

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08Jan

Importance of Health Insurance for Women


Women play an important role in a family and they do it sincerely and responsibly. They work hard to give the best to ensure the happiness of their loved ones.N...
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21Nov

Cashless on Health Insurance, How it Works and Benefits


With the increase in medical expenses, buying health insurance has become a necessity. Currently, most insurance companies also have a cashless claim service th...
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06Aug

Understand The Waiting Period in Health Insurance


Having a health insurance is highly beneficial. Especially for those who are prone to health problems due to age, environment, and other factors. Therefore, the...
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02Jul

Health Insurance is A Necessity


The need for health insurance can no longer be ignored as it is equally important to financial needs. Health insurance has become a primary necessity in life th...
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29Jan

Why is Your Health Insurance Claim Rejected?


If you are suffering from illness which requires medical action, this is the right time for you to use your health insurance. You can file a claim to get the be...
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24Oct

9 Common Misconceptions about Health Insurance


Health insurance is an insurance product that some people, maybe including you, don't really understand. Many misconceptions about health insurance are quite c...

Frequently Asked Questions In Health Insurance

Pre Existing Condition (PEC) is applied to all existing diseases before you are pledged to the insurer. Diseases presumed to exist before this assurance include congenital disease, chronic illness (crytical illness), diseases once treated by medicine. So with the PEC, the insured will be subject to the Waiting Period (insurance guarantee underwriting period by the insurer) at least 12 months in a row of active policy period. The diseases are considered exclusion (excluded) and can not be guaranteed by the insurer.
The guarantee offered by the insurer is the Reimbursement system (Tebusan) or Cashless (Using Membership Card). Of course, Reimbursement guarantee is more affordable than Cashless guarantee
Excess is the cost of self-insurance that is charged to the insured, due to the excess of hospital care costs that are beyond the insured coverage of the insured.
Inpatient Guarantee is a coverage facility offered by the insurance company to pledge you as the insured for the expense of the treatment you received during the hospitalization of the hospital. Warranty provided by the insurer has a per-day coverage limit / incidence in accordance with the product you choose at the beginning of policy submission.
Outpatient Guarantee is a coverage facility offered by an insurance company to pledge you as an insured for the expense of the medical expenses you receive during outpatient care at the hospital. Warranty provided by the insurer has a per-day coverage limit / incidence in accordance with the product you choose at the beginning of policy submission. In some insurance companies, this guarantee only applies to accidental care.