facebook Compare Car Insurance - Bandingin

Car Insurance

Car Insurance

gambar post thumbnail
06Aug

Third Party Legal Liability Coverage on Motor Vehicle Insurance


Motor vehicle is an important part in our life today, especially the younger generation. When you have a car or a motorcycle at home, you can easily and conveni...
gambar post thumbnail
21Jun

Claim Your Car Insurance at The Right Time


"Relax, I can make insurance claims", that's what you must have in mind when your car's rear bumper is a little dented because it was hit by another vehicle on...
gambar post thumbnail
06Aug

Total Loss Only Insurance vs. Comprehensive Insurance


In Indonesia, the high level of car and motorcycle sales goes side by side with the increase of the number of road accidents. This should make the people realiz...
gambar post thumbnail
11May

Motor Vehicle Insurance for the Protection of Your Vehicle


Why is Motor Vehicle Insurance Important?Nowadays, driving and even owning motor vehicle is a must. The same goes with the vehicle insurance.Motor vehicles (car...
gambar post thumbnail
22Jul

How to Make Easy and Fast Insurance Claims for Losing Your Vehicle


Motor vehicle insurance is very useful to provide a guarantee of replacement when you lose a vehicle due to theft. Whatever type of motor vehicle you are, it is...
gambar post thumbnail
12Jun

Your Car Insurance Premium is Determined by These 5 Factors


Basically, there is a fee to be paid when transferring a risk of loss to the insurance company. That fee is known as an insurance premium.The premium is a cert...

Frequently Asked Questions In Car Insurance

Total Lost Only or commonly referred to as TLO, is a guarantee on the insurance of two-wheeled vehicles or more, for any losses you incur during the insurance period with a loss of at least 75% of the value of your vehicle, including total damage, to vehicle loss due to theft .
Comprehensive or commonly referred to as All Risk, is a guarantee on motorcycle insurance of two or more motor vehicles, for any losses you incur during the insurance period from minor damage to total damage, including vehicle loss due to theft.
The designation for the vehicle from the frame, engine and body, all in accordance with the factory issue without any modification.
Total Sum Insured (TSI) or commonly known as the Coverage Price, is your current two-wheeled vehicle price, based on market price, and one of the big determinations of your annual premium value later.
Your vehicle number code number affects the percentage of premiums based on the rules of the Financial Services Authority (OJK) divided by region divided into 3 regions: Region 1 for Sumatra and its islands, Region 2 for DKI Jakarta, Banten and West Java, and Region 3 for other than Region 1 & 2.
Premium Loading is an additional maintenance fee for vehicles older than 5 years (after passing the emissions test) and only applies to Comprehensive / All Risk guarantees.
Own Risk (OR) is a personal or so-called insurance expense with its own risk for losses incurred on the insured vehicle. (Formerly this OR was calculated per point, but since 2014, it has been determined by OJK by calculating the OR based on the incident which is Rp 300,000 for comprehensive and min Rp 500,000 for TLO).

Frequently Asked Questions On Expansion of Car Insurance

Also referred to as Personal Accident (PA) Drivers and Passangger which is a guarantee of compensation provided by the insured, if the insured suffered permanent disability or death due to accident according to the subject of insurance owned.
Also called SRCC (Strike, Riot, Civil Commotion) guarantee which means guarantee of loss resulting from strike, riot and riot. This warranty is granted for losses incurred by a group of persons (at least 12 persons) to cause an atmosphere of order disturbance, to the situation in a city where large numbers of masses together or in small groups create an atmosphere of disturbance of public order and security vulnerable At least 24 hours continuously during the general fear and result in more than half of the normal activities in the center of the city.
Also called TS (Terrorism & Sabotage) guarantee which means that the guarantee of loss resulted from the action by a group of people (minimum 12 people) in order to create an atmosphere of order gangs, to the situation in one city where a large number of masses jointly or in groups Small cause an atmosphere of disorderliness of public order and security with a vulnerable time of at least 24 hours continuously during the occurrence of general fear and cause cessation of more than half of normal activities in the city center.
Your vehicle number code number affects the percentage of premiums based on the rules of the Financial Services Authority (OJK) divided by region divided into 3 regions: Region 1 for Sumatra and its islands, Region 2 for DKI Jakarta, Banten and West Java, and Region 3 for other than Region 1 & 2.
This Warranty on Earthquake, Volcano Eruption, Tsunami (EQVET) is an extension that guarantees for any damage caused from within the earth. (Not due to negligence of the insured)
This authorized workshop or sole agent (ATPM) is an additional facility of the insurer, for the insured who wants the authorized service shop in accordance with the vehicle brand.
ERA or Emergency Roadside Assistance is a service provided to serve the insured who experienced a mild ganggunan on his vehicle and does not require significant maintenance in the workshop, such as keys left in the car, die batteries, etc.
This service facilitates the insured in making the claim process, where the insured vehicle will be picked up by the insurer to be taken to the workshop and will be escorted back to where the insured at the time the claim has been completed.